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Credit Information and Insurance
Credit Information and Insurance
Most insurance companies use factors such as prior loss history, construction type and level of fire protection along with credit information in determining your homeowner insurance premium. In fact, according to a study by Conning Research and Consulting Inc., 92% of insurers use credit based insurance scores (Insurance Scoring in Personal Automobile Insurance - Breaking the Silence, Conning & Co., 2001). You may have questions about why insurers use credit information and how do they use it. We are providing some frequently asked questions and answers below, to help you to better understand how and why insurance companies, including Liberty Mutual, use credit information.
(Liberty Mutual uses credit information where permissible by state law and regulation, and its use may vary depending on the state's laws and regulations)
Please click any of the questions below to access the desired information, which will appear on the right-hand side of the page.
Most insurance companies use factors such as prior loss history, construction type and level of fire protection along with credit information in determining your homeowner insurance premium. In fact, according to a study by Conning Research and Consulting Inc., 92% of insurers use credit based insurance scores (Insurance Scoring in Personal Automobile Insurance - Breaking the Silence, Conning & Co., 2001). You may have questions about why insurers use credit information and how do they use it. We are providing some frequently asked questions and answers below, to help you to better understand how and why insurance companies, including Liberty Mutual, use credit information.
(Liberty Mutual uses credit information where permissible by state law and regulation, and its use may vary depending on the state's laws and regulations)
Please click any of the questions below to access the desired information, which will appear on the right-hand side of the page.
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