Liberty Mutual has you and your possessions covered.

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  What exactly is renters insurance?

  Insurance is not just for homeowners, but also for people who rent. Renters insurance protects the possessions that matter to you from theft, fire, and some types of water damage. Additionally, this coverage is in effect anywhere you go. And the best part: it's affordable.*
  
  * Your premium will vary depending on the laws, regulations, and rates filed in the state where you buy your insurance.
  
  Why do I need it? I don't have a lot of stuff...
  
  First of all, your stuff may be worth more than you think and you work really hard for everything that you own. Have you recently invested in a new laptop, flat screen, digital camera, or mountain bike with disc brakes? And what about everything else: Furniture, appliances, clothing? Your possessions could easily add up to more than $10,000! If you're careful enough to save for these items, don't risk a financial setback replacing them.**
  
  ** Limits, terms and conditions apply.
  
  And remember, while your landlord likely has insurance to protect his or her building, that policy will not protect you. Similarly, your parents' homeowners policy may have covered your belongings in the college dorm, but it no longer applies when you move out on your own.

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